take advantage of your state’s law
Before the New Year, you may wish to review your credit report.
Georgia residents can receive 2 free credit reports each year.
Colorado, Maine, Maryland, Massachusetts, New Jersey, or Vermont can receive 1 free report each year.
(Otherwise you are going to be charged up to $9.)
Below are the telephone numbers to the more common credit agencies.
Checking your report regularly ensures accuracy and identifies criminal behavior and wrong doing.
I have found errors on my reports in the past, so I take advantage of this offer every year. Maybe you’d like to do the same.
To obtain a copy of your credit report from Experian –
Mail request to: P.O. Box 2002, Allen, TX 75013
Or call toll-free (888) Experian (888-397-3742)
To obtain a copy of your credit report from Equifax –
Mail request to: P.O. Box 740241, Atlanta, GA 30374
Or call toll-free (800) 685-1111
To obtain a copy of your credit report from TransUnion –
Mail request to: 2 Baldwin Place, P.O. Box 2000, Chester, PA 19022
Or call toll-free (800) 888-4213
Have a fiscally safe holiday season,